Le prêt hypothécaire, aussi appelé crédit hypothécaire, est un prêt bancaire garanti par un bien immobilier. L’emprunteur est le propriétaire du bien. Ce prêt est exigé par les banques dès que le dossier de l’emprunteur fait apparaître des risques de défaillance. Côté emprunteur, il permet d’obtenir des liquidités aisément.
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Recourir à un courtier immobilier est une solution pertinente dans le cas d’une vente immobilière. Voici les avantages que peuvent apporter à un futur acheteur, le recours à ce professionnel de l’immobilier.
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Les états hypothécaires sont requis régulièrement dans le cadre de rachats de crédit par les établissements financiers. Découvrons ensemble dans quelles conditions l’état hypothécaire peut-être demandé par les sociétés de crédit.
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